Notes on tax, cash and small business
Short, practical reads from the Ledgerwell accountants. General information,
not financial advice; ask us about your own numbers.
What to set aside for tax each month
A simple rule for putting money away as you earn it, so the tax bill is already paid for by the time it arrives.
Sole trader or limited company: how to decide
The honest version of the question everyone asks in their first year. It is less about tax than people think and more about admin, risk and what your clients expect.
The receipts you actually need to keep
Not every scrap of paper matters, but the ones that do really do. A short guide to what to keep, how long for, and the easiest way to never lose one again.
Paying yourself from a small company
Salary, dividends, or both? How directors of small companies usually draw money out, and the two mistakes that turn a simple question into an expensive one.
A simple cash-flow forecast for freelancers
You do not need a model. You need a list of what is coming in, what is going out, and which month gets tight. Twenty minutes, once a month.
Switching accountant without the drama
People stay with an accountant they are unhappy with because they think moving is hard. It is not. Here is what actually happens, step by step, and how long each step takes.